KNOw YOUR LIMITATIONS

It’s important to know where you stand, right from the beginning. We’re not here to steer you in any way, so we will provide you a clear window to where you stand realistically.
Please note that every scenario is judged on a CASE-BY-CASE basis, therefor not all rules apply.
If you feel as though your scenario falls outside our general guidelines, please consult with our experts and ask about any exceptions that can be made. We’re always considering “compensating factors” which can help assist in better pricing.

Because our programs are flexible, we have loan programs and opportunities for those who have no FICO at all. We believe that there is opportunity out there for everyone, and as such, we have designed our programs to consider these individuals as key players in our future. Although those who have better credit will naturally have better rates, we do not discredit those with credit/DTI issues. In fact, we provide very fair opportunities for such scenarios.

We have programs that cover all ranges of FICO scores

750+ | 700+ | 650+ | 600+ | ITIN

What is your Mid FICO?

Your Mid FICO is the middle average of your 3 credit scores (usually Experian, EquiFax, TransUnion.
Because we run our own credit reports in-house, we do not accept outside credit reports. Remember to consider this before having someone run your credit before submitting deals to us.